Medicare Supplement Insurance

Medicare Supplement Insurance, also known as Medigap, is designed to cover costs that are not covered by Original Medicare, such as copayments, coinsurance, and deductibles. It helps fill the gaps in your Medicare coverage, providing you with additional financial protection.

If you have Original Medicare and want additional coverage for out-of-pocket expenses, a Medicare Supplement Insurance plan may be beneficial. We can help you evaluate your healthcare needs and determine if this type of insurance is right for you.

Yes, with Medicare Supplement Insurance, you can continue to see any doctor or specialist who accepts Medicare. There are no network restrictions, giving you the freedom to choose your healthcare providers.

The best time to enroll is during your Medigap Open Enrollment Period, which starts when you are 65 and enrolled in Medicare Part B. During this period, you have guaranteed issue rights, meaning you can buy any Medigap policy without medical underwriting.

Medicare Supplement plans work with Original Medicare to cover additional costs, while Medicare Advantage plans are an alternative way to receive Medicare benefits through private insurance companies. Our team can help you compare these options to determine which one best meets your needs.